What is Long-Term Care insurance?
Long-Term Care Insurance puts you in control of your quality of life when you need assistance. It provides services and supports necessary to meet health or personal care needs over an extended period of time – especially to those advanced in age and becoming frail and reliant upon others for their personal needs.
Long-Term Care Services can include medical and non-medical care for people with a chronic illness or disability. Long-term care helps meet health or personal needs. Most long-term care services assists people with Activities of Daily Living, such as dressing, bathing, and using the bathroom. Long-term care can be provided at home, in the community, or in a facility. For purposes of Medicaid eligibility and payment, long-term care services are those provided to an individual who requires a level of care equivalent to that received in a nursing facility.
4 Reasons to Consider Long-Term Care Insurance:
- It gets you the care you need in the setting of your choice
- It helps you maintain your independence
- It can protect your retirement income
- It helps relieve financial and caregiving pressure on your family
Professional care can be delivered in a variety of different settings. Long-term care insurance gives you option to receive care in the setting of your choosing.
Such locations include:
- At home health care
- Assisted living facilities
- Nursing homes
- Adult day care facilities
Major Carriers providing Long-Term Care Insurance include:
If you are interested in getting more information about Long-Term Care insurance, please contact us today.